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Lease payments on a car you no longer want can kill your budget, but several Web sites can help people get out from under them.

"People who want to get out of a lease are in a real jam," said Philip Reed, consumer advice editor of auto information Web site Edmunds.com.

LeaseTrader and rivals including Swapalease.com and LeaseTrade.com can help people who suddenly face a financial bind or no longer need a car.

"We're like the Match.com of car leases," boasted LeaseTrader.com CEO Sergio Stiberman.

Such deals can also help people who need a leased car at a good price. The potential advantage for lease buyers is the ability to get a car for a short period while avoiding hefty upfront fees.

Cars recently showcased on LeaseTrader, which had 20,000 transactions last year, included a 2005 BMW Z4 convertible with 19 months remaining on its lease going for $350 a month, and a 2007 Mazda CX-7 with 33 months remaining on the lease at the same price.

Sellers pay a fee of $79.95 to list their cars on the site. Buyers, who undergo credit checks before they can contact a seller, pay $39.95 for a 60-day membership.

When a match is made — it usually takes a few weeks — each side pays LeaseTrader $149. There's an extra charge of $199 if you want a LeaseTrader inspector to check the car.

Keep in mind: The leasing company will also charge from $45 to $595 in fees. While most leasing companies allow transfers, a few, including Honda Financial, won't participate, Stiberman said.

Some companies will hold the original leaseholder responsible for missed payments even after a transfer, so check those details first.