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With the economy stumbling and prices at the pump at record highs, it may be a great time to buy a new car. Manufacturers are trying extra hard to unload their fleets, and they are offering incentives totaling in the thousands of dollars for some new cars.

Still, if you are in the market for a new car, you'll want to be smart about your purchase. From Kiplinger.com, here are three strategies for getting a good deal:

● Set a target price. It's important that you set a target price for all models that you consider. Your target price should be between the sticker price and the dealer cost. What you end up paying will likely depend on the demand for the vehicle you're looking at. There are various resources that will help you set a target price. Consumer Reports magazine and Edmunds.com are two. Also, conduct a search on the Web to aid you in your research.

● Choose the right discount. If given the choice between a cash rebate or low-rate financing, a $1,000 rebate will be worth more if the financed amount is anywhere less than $15,000. Cut-rate financing becomes more advantageous at higher loan levels.

● Sign up with a club. Various warehouse clubs, such as Costco and Sam's Club, as well as groups like the AAA allow you to join car-buying programs. These programs will give you a discount off the sticker price without having to go through the hassle of haggling with dealers. One thing to keep in mind about these programs is that they usually work with only one dealer per car line in any given area, so there's no competition. You may get a good price through the program, but there's a chance that it might not be the best price available in your area.